Personal Lines
Personal Insurance
Protecting what matters most — your home, your car, and your family.
Homeowners Insurance
Comprehensive coverage for your home and personal property, including hard-to-place risks.
Auto Insurance
Competitive auto insurance rates from top carriers. Let us do the quoting for you.
Umbrella Policies
Extra liability protection beyond your standard home and auto policies.
Jewelry & Valuables
Scheduled personal articles coverage for jewelry, watches, fine art, collectibles, and other high-value items.
Why Choose AIP
We Shop the Market So You Don't Have To
With rising home and auto rates across the industry, having an independent agent in your corner has never been more valuable. AIP works with multiple top-rated carriers to find the right coverage at the right price — no pressure, no guesswork.
Rising Rates?
We monitor the market and re-shop your coverage at renewal to make sure you're always getting a competitive rate.
Hard-to-Place Risks
Older homes, high-value properties, or unique situations? We have access to specialty markets other agents don't.
Personal Service
You'll work with a real adviser — not a call center — who knows your policy and is there when you need to file a claim.
Independent & Unbiased
We represent you, not the insurance company. Our goal is the best outcome for your family.
Coverage Details
What's Covered
Homeowners Insurance
Your home is likely your largest asset. AIP helps you protect it with policies that cover the structure, your personal belongings, liability, and additional living expenses if you're displaced. We also work with specialty markets for high-value homes, older properties, and hard-to-insure risks.
- Dwelling & structure coverage
- Personal property & valuables
- Liability protection
- Loss of use / additional living expenses
- High-value & hard-to-place homes
Auto Insurance
Auto rates have been climbing — let AIP do the comparison shopping for you. We work with multiple carriers to find the best combination of price and protection for your vehicles, whether you have one car or a multi-vehicle household.
- Liability & bodily injury coverage
- Collision & comprehensive
- Uninsured / underinsured motorist
- Medical payments coverage
- Multi-vehicle discounts
Umbrella Policies
An umbrella policy provides an extra layer of liability coverage above and beyond your home and auto policies. For a relatively low cost, it can protect your savings and assets from large claims or lawsuits.
- Coverage above home & auto limits
- Protection against large liability claims
- Covers legal defense costs
- Affordable annual premiums
- Peace of mind for your family's future
Jewelry & Valuables
Standard homeowners policies often have strict sub-limits on jewelry, watches, fine art, and collectibles — sometimes as low as $1,500. A scheduled personal articles floater ensures your most treasured possessions are covered for their full appraised value, with no deductible and worldwide protection.
- Engagement rings, wedding bands & fine jewelry
- Luxury watches & timepieces
- Fine art, antiques & collectibles
- Musical instruments & cameras
- Worldwide coverage, no deductible
How It Works
Getting Covered Is Simple
Tell Us About Your Needs
Share details about your home, vehicles, and coverage goals. The more we know, the better we can tailor your quote.
We Shop the Market
AIP compares rates and coverage options from multiple top-rated carriers on your behalf.
Review Your Options
We present you with clear, easy-to-understand options and walk you through the differences.
Get Covered
Choose your policy and we handle the paperwork. You're protected — and we're here for the life of your policy.
Ready to Get a Quote?
Don't overpay for coverage. Let AIP shop the market and find the right policy for your home, auto, and family.
Contact Us for a Free QuoteOr call us at (630) 462-7008